31
Mar
2012

McKinney Mortgage Market

Written by Jane Clark Posted in Choosing Your Realtor

Navigating the Mortgage Market in McKinney Texas

Whether you’re seeking a Mortgage through First Bank or using another source referred by your McKinney Realtor, it’s important that you understand how to navigate the mortgage market in McKinney TX so you get the best deal possible on a mortgage with terms which suit your lifestyle. A mortgage is a huge commitment; and a house is one of the most significant purchases anybody will ever make. It is vital to investigate your options thoroughly so you’re getting all the best of the real estate deals McKinney Texas has to offer.

Relying on Your McKinney Realtor

A McKinney Realtor is generally the best source of information for some of the best residential and commercial deals in the McKinney area. Additionally, your McKinney Realtor may be your best ally when you’re seeking the best terms on a mortgage. You want a strong realtor who’s aware of available options and can help you decide what’s best for you and your family when it comes time to buy a home or your next place of business.

First Bank or Mortgage Broker?

One of the main questions many buyers have is: Should I get a mortgage through First Bank or should I use a mortgage broker to manage my real estate needs? This is a great question, and there isn’t always a clear cut answer. In most cases, your First Bank representative has a long standing relationship with you and is already aware of your life, your financial history, and the circumstances by which you and your family are motivated. Many people appreciate the fact that their banker is going to be the one looking out for them as they continue with the most important purchase of their life.

There may be some cases in which First Bank is unable to authorize a loan. There are a number of reasons why a loan would not be approved, and a mortgage broker referred by your McKinney Realtor may have additional options that a traditional bank like First Bank doesn’t have. For example, a loan broker works with dozens of banks and private lenders, as well as lenders who may offer mortgages for people with bad credit (if that’s the reason you were unable to get a mortgage at First Bank).

Don’t give up the dream of owning your own home; just be aware that there are a wide variety of terms available on mortgages; so make sure you talk to somebody you trust to help see to it that you get the best deal. In the mean time, work with your McKinney Realtor to find the perfect piece of real estate in McKinney TX.

About the Author

Jane Clark

Jane Clark is TREC Licensed (License # 479854) Real Estate Agent associated with the Keller Williams in McKinney Texas. She has been a fixture in McKinney Real Estate for 14 years. She has had some spectacular accomplishments over her long and productive career. Jane is most proud of the fact that she received national recognition as a top 5 elite producer in her five state region. In fact she was number 4 out of over 4000 agents. KW McKinney Realtor Jane Clark is well known  because of her avid pursuit of excellence in customer relations.  However it belies the fact that she is a popular Allen TX Realtor as well. Jane Clark is a perennial winner of D Magazines Best Realtor award and she has been named in McKinney Living Magazines BEST McKinney Realtor poll as well. Here are a few of her other accomplishments. Keller Williams Top Producer of the Year (2001-2012), Named one of the most Successful Real Estate Agents by Inside Collin County Business, 2002-2012) ;member of Agent Leadership Council; Keller Williams North Collin County Top Individual Outstanding Achievement in 2009-2012; Keller Williams North Collin County, Gold Outstanding Team Achievement in 2009 and Double Gold Outstanding Achievement 2010 - 2012.  If You have a house for sale in McKinney or you are looking for an Allen TX Home for sale. You ought to be talking with Jane.  I think you will find that KW McKinney Realtor Jane Clark is the right Real Estate Agent for you!

CBS Marketwatch and Yahoo Finance Called Jane Clark a Top 5 Elite ProducerTop 5 Elite Producer for Keller Williams

CBS Market watch -  On the Best Qualities of McKinney RealtorBest Qualities of McKinney Realtor Shannon Patterson 

To learn more about the Jane Clark Realty Group You can connect with Jane Clark at Google+

mckinney_realtor_blue ribbon1 Voted Best Realtor  "D" Magazine 2006-2012
mckinney_realtor_blueribbon2Top Producer   Keller Williams   North Collin County
mckinney_realtor_blue ribbon3 20+ Years raising a family in Collin County
mckinney_realtor_blueribbon414 years experience  Full-Time Realtor  KW Agent Leadership Council

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