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Seven Steps to Buying your Home

Written by Jane Clark on . Posted in Home Buyers

 Home Buyers Checklist

stick figure drawing four check marks 150 clrHere is a little procedure that has proved effective time and time again. You are welcome to examine it, use it, or modify it as you see fit,

 

1. Define your needs.
 

  A. Select a professional real estate agent before house hunting.

  B. Let the agent help you define what kind of home and neighborhood best suits your family desires and needs.

  C. Make a wish list, the finer the details the more effective your home search.

 

2. Get Preapproved.
 

  A. Find out what you can afford by getting a prequalification or preapproval for a home loan.

  B. Let your agent refer you to a mortgage broker and start the progress.

  C. By getting preapproved your seller knows:

1. You have gone through an extensive financial background check.
2. A lender is willing to do business with you.
3. The likelihood of unexpected obstacles regarding financing is minimal
.
3. Let the house hunting begin!
 

  A. The most efficient route is to allow your real estate agent to do the initial scouting for you.

  B. Using your wish list as a guide, your agent will alert you of new and existing listings that have strong potential.

  C. Once you find properties that pique your interest, you agent can arrange home tours for your to view the properties

.

4. Make an offer.
 

  A. When you are ready to make an offer, your agent will assist you to determine the offer price by reviewing recent sales of homes of similar, size, quality and amenities.

  B. Your agent will put your offer in a written contract.

  C. An offer is not a binding agreement until both parties agree to the contract terms.

 

5. Strike a deal.
 

  A. Sometimes, you get lucky and the seller accepts your offer with no changes. In most instances the seller will make a counteroffer.

  B. Keep in mind that almost anything is negotiable. Keep in close contact with your agent so you can quickly review any changes to the contract.

  C. Remember: Bargaining is not a winner-take-all deal. It is a business process that involves compromise and mutual respect.

 

6. Prepare for the closing.
 

  A. When an offer becomes a binding agreement, your agent will help you tackle the checklist of action items that you, as a buyer have agreed to perform prior to closing.

  B. All action items should be done in a timely manner so not to delay the closing. Your agent should serve as your “one-stop shopping” referral source for service providers, and be your advocate, helping to coordinate activities and making sure vendors have access to the property. These are actions you will typically take prior to closing;

1. Conduct a home inspection.
2. Get an appraisal and finalize your financing.
3. Secure title insurance.
4. Shop for home warranty.
 
7. Close that deal.
 

  A. Congratulations! The moment you have been waiting for, the closing. The closing is where home ownership is legally transferred from the seller to the buyer.

  B. The closing is a formal meeting that takes place at a title company or attorney’s office that both parties will attend.

  C. Your lender will send a final closing statement that outlines your closing costs (24 hours min.) Your agent will assist you in reviewing this document to ensure accuracy.

Vendor List

Written by Jane Clark on . Posted in Home Buyers

jane25smallJane's List of Helpful Service Vendors

If you are considering a house for sale in McKinney, Frisco, Allen or anywhere else in Collin County...

Jane Clark is the KW McKinney Realtor for YOU!

Please accept this vendor list as a service to you. A vendor is on the list due to good experience with us or a referral from another person whose opinion we respect, but should not be viewed as an assurance, guarantee or a recommendation of their service.

Here are some Vendors that may be helpful to you..

Jane's Helpful Phone Numbers
ServiceVendorContact  No.
Jane Clark Realty Jane Clark Realty Jane Clark Realty
Appraiser
Jim Goodrich and Associates
Jim Goodrich
972-529-1335
Inspector
Professional Property Inspectors
Jim Tinglove
214-726-1335
Inspector
Pillar to Post
Jim Dickey
972-6730955
 Handiman Repairs  Toney Aragoney  214-578-0667
Plumbing North Star Plumbing 214-544-2021
A/C & Heating
Clean Air Services
Robert Jansson
972-422-5572
A/C & Heating
Joplin Compressor
972-542-9318
Homeowner Insurance
Nationwide Insurance
John Clark
972-5479756
Carpet Cleaning
Treat Your Feet
Wes Treat
214-478-5271
Chimney Sweep Halees Chimney Cleaning 972-562-6851
Appliances Rodenbaugh's 972-727-3454
Movers
West Star Movers
John Johnson
972-562-9200
Window Service J.J.'s Window Service 972-479-1302
Pest Control
Black Knight Pest Control
Manny
972-562-0866
Roofer
Ameritex
Brian Tabor
972-569-9719
Roofer Tallent Roofing 972-562-910

Definition Lists

Helpful Vendor

Written by Jane Clark on . Posted in Home Buyers

jane25smallJane's List of Helpful Service Vendors

If you are considering a house for sale in McKinney, Frisco, Allen or anywhere else in Collin County...

Jane Clark is the KW Mckinney Realtor for YOU!

Please accept this vendor list as a service to you. A vendor is on the list due to good experience with us or a referral from another person whose opinion we respect, but should not be viewed as an assurance, guarantee or a recommendation of their service.

 

 Service  Company  Telepone
 Home Owners Insurance
Nationwide Insurance  John Clark
 972-123-4567
 Appraiser
 Jim Goodrich & associats
 972-529-2828
 Home Inspectors
 Professional Propertry  Inspectors          
Darrel Tinglov  

 

mckinney_realtor_blue ribbon1 Voted Best Realtor  "D" Magazine 2006-2012
mckinney_realtor_blueribbon2Top Producer   Keller Williams   North Collin County
mckinney_realtor_blue ribbon3 20+ Years raising a family in Collin County
mckinney_realtor_blueribbon414 years experience  Full-Time Realtor  KW Agent Leadership Council

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